/* RESET & BASE STYLES —––––––––––––––––––––––––––––––––––––––––––– */
html,body,div,span,applet,object,iframe, h1,h2,h3,h4,h5,h6,p,blockquote,pre, a,abbr,acronym,address,big,cite,code, del,dfn,em,img,ins,kbd,q,s,samp, small,strike,strong,sub,sup,tt,var, b,u,i,center,dl,dt,dd,ol,ul,li, fieldset,form,label,legend,table,caption,tbody,tfoot,thead,tr,th,td, article,aside,canvas,details,embed, figure, figcaption,footer,header, hgroup,menu,nav,output,ruby,section, summary,time,mark,audio,video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
article,aside,details,figcaption,figure, footer,header,hgroup,menu,nav,section {
  display: block;
}
body {
  line-height: 1.5;
  font-family: 'Open Sans', Arial, sans-serif;
  background: #ffffff;
  color: #1a2630;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
  border: 0;
}
ul,ol {
  padding-left: 2em;
}
a {
  color: #205072;
  text-decoration: underline;
  transition: color 0.2s;
}
a:hover,
a:focus {
  color: #B0730E;
  outline: none;
}
button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  background: none;
  border: none;
  padding: 0;
  margin: 0;
  color: inherit;
}
button:focus,
.mobile-menu-close:focus {
  outline: 2px solid #205072;
}

/* CONTAINER & SECTION —––––––––––––––––––––––––––––––––––––––––––– */
.container {
  max-width: 960px;
  margin: 0 auto;
  padding: 0 20px;
  width: 100%;
  display: flex;
  flex-direction: column;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 24px;
}
section {
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 2px 12px rgba(32,80,114,0.05);
  margin-bottom: 60px;
  padding: 40px 20px;
}

/* TYPOGRAPHY —––––––––––––––––––––––––––––––––––––––––––– */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', 'Open Sans', Arial, sans-serif;
  font-weight: 600;
  color: #205072;
  margin-bottom: 12px;
  line-height: 1.18;
}
h1 {
  font-size: 2.25rem;
  margin-bottom: 20px;
}
h2 {
  font-size: 1.5rem;
}
h3 {
  font-size: 1.15rem;
}
h4, h5, h6 {
  font-size: 1rem;
}
p, ul, ol, blockquote {
  font-size: 1rem;
  color: #34495e;
  margin-bottom: 12px;
  line-height: 1.6;
}
blockquote {
  font-style: italic;
  background: #F7F7F7;
  border-left: 4px solid #205072;
  padding: 14px 22px;
  margin: 20px 0;
  border-radius: 6px;
}
strong {
  font-weight: 700;
}

/* HEADER —––––––––––––––––––––––––––––––––––––––––––– */
header {
  background: #fff;
  box-shadow: 0 2px 8px rgba(32,80,114,0.04);
  position: relative;
  z-index: 10;
}
.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 8px 20px 8px 20px;
  max-width: 1200px;
  margin: 0 auto;
  min-height: 56px;
  gap: 8px;
}
.logo-link img {
  height: 44px;
  width: auto;
  display: block;
  transition: filter 0.2s;
}
.logo-link:hover img {
  filter: brightness(0.96) contrast(1.07);
}

.main-nav {
  display: flex;
  flex-direction: row;
  gap: 24px;
  align-items: center;
}
.main-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  font-weight: 500;
  color: #205072;
  text-decoration: none;
  padding: 8px 4px;
  transition: color 0.22s;
  letter-spacing: 0.02em;
  border-radius: 6px;
}
.main-nav a:hover,
.main-nav a:focus {
  color: #B0730E;
  background: #F7F7F7;
}
.mobile-menu-toggle {
  display: none;
  font-size: 2rem;
  color: #205072;
  background: transparent;
  padding: 4px 10px;
  margin-left: 14px;
  border-radius: 8px;
  transition: background 0.2s;
  cursor: pointer;
  z-index: 40;
}
.mobile-menu-toggle:hover,
.mobile-menu-toggle:focus {
  background: #F7F7F7;
}

/* MOBILE MENU —––––––––––––––––––––––––––––––––––––––––––– */
.mobile-menu {
  position: fixed;
  top: 0;
  left: 0;
  height: 100dvh;
  width: 100vw;
  background: #fff;
  box-shadow: 0 0 16px 4px rgba(32,80,114,0.08);
  z-index: 1001;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  align-items: flex-start;
  transform: translateX(-100vw);
  transition: transform 0.38s cubic-bezier(.35,1.2,.42,.85);
  padding: 32px 24px 24px 24px;
  overflow-y: auto;
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  align-self: flex-end;
  font-size: 2.1rem;
  background: none;
  border: none;
  color: #205072;
  margin-bottom: 20px;
  padding: 6px 10px;
  border-radius: 50%;
  cursor: pointer;
  transition: background 0.2s;
}
.mobile-menu-close:hover,
.mobile-menu-close:focus {
  background: #F7F7F7;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 18px;
  width: 100%;
  margin-top: 20px;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.1rem;
  font-weight: 500;
  color: #205072;
  text-decoration: none;
  padding: 16px 0 10px 0;
  border-radius: 8px;
  transition: background 0.2s, color 0.2s;
}
.mobile-nav a:hover,
.mobile-nav a:focus {
  background: #F7F7F7;
  color: #B0730E;
}

@media (max-width: 992px) {
  .container {
    max-width: 100vw;
    padding: 0 10px;
  }
}
@media (max-width: 820px) {
  .main-nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
}

/* HERO/FEATURES BLOCKS —––––––––––––––––––––––––––––––––– */
.feature-grid {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: flex-start;
  margin-top: 20px;
}
.feature-item {
  flex: 1 1 240px;
  min-width: 210px;
  background: #F7F7F7;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  border-radius: 12px;
  padding: 22px 18px 22px 18px;
  box-shadow: 0 1.5px 7px rgba(32,80,114,0.03);
  margin-bottom: 20px;
  transition: box-shadow 0.2s, transform 0.14s;
}
.feature-item img {
  width: 38px;
  height: 38px;
}
.feature-item:hover {
  box-shadow: 0 5px 24px rgba(32,80,114,0.09);
  transform: translateY(-2px) scale(1.03);
}

/* BLOG CARDS —––––––––––––––––––––––––––––––––––––––––––– */
.blog-list {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 28px;
}
.blog-post {
  display: flex;
  flex-direction: column;
  background: #F7F7F7;
  border-radius: 10px;
  padding: 24px 18px 18px 18px;
  box-shadow: 0 1.5px 7px rgba(32,80,114,0.035);
  align-items: flex-start;
  width: 100%;
  flex: 1 1 280px;
  min-width: 220px;
  margin-bottom: 20px;
  transition: box-shadow 0.18s;
}
.blog-post:hover {
  box-shadow: 0 4px 18px rgba(32,80,114,0.08);
}

.blog-post img {
  width: 34px;
  height: 34px;
  margin-bottom: 10px;
}

/* TESTIMONIALS & CARDS —––––––––––––––––––––––––––––––––– */
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  background: #F7F7F7;
  border-radius: 10px;
  box-shadow: 0 1.5px 10px rgba(32,80,114,0.03);
  padding: 20px 26px;
  margin-bottom: 20px;
  max-width: 690px;
  color: #205072;
}
.testimonial-card strong {
  color: #B0730E;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  font-size: 1.02em;
}
.testimonial-card p {
  color: #142a3d;
  font-size: 1rem;
}

.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: #F7F7F7;
  border-radius: 10px;
  box-shadow: 0 1.5px 10px rgba(32,80,114,0.035);
  margin-bottom: 20px;
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 26px 16px;
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}

/* MAIN CALL TO ACTION —––––––––––––––––––––––––––––––––– */
.cta-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: #205072;
  color: #fff !important;
  border: none;
  border-radius: 8px;
  padding: 12px 32px;
  font-size: 1.12rem;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  text-decoration: none;
  margin-top: 14px;
  transition: background 0.21s, transform 0.13s, box-shadow 0.12s;
  box-shadow: 0 2px 8px rgba(32,80,114,0.04);
  cursor: pointer;
}
.cta-btn:hover,
.cta-btn:focus {
  background: #B0730E;
  color: #fff;
  transform: translateY(-2px) scale(1.02);
  box-shadow: 0 4px 24px rgba(176,115,14,0.10);
}

/* LISTS/STYLED UL —––––––––––––––––––––––––––––––––––––– */
ul li,
ol li {
  margin-bottom: 10px;
}
ul li strong,
ol li strong {
  color: #205072;
}

/* FOOTER —––––––––––––––––––––––––––––––––––––––––––– */
footer {
  background: #F7F7F7;
  color: #205072;
  margin-top: 40px;
  box-shadow: 0 -2px 8px rgba(32,80,114,0.03);
  padding: 32px 0 24px 0;
}
footer .container {
  flex-direction: column;
  gap: 24px;
  align-items: flex-start;
}
.footer-nav {
  margin-bottom: 10px;
}
.footer-nav nav {
  display: flex;
  flex-direction: row;
  gap: 24px;
}
.footer-nav a {
  color: #205072;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  text-decoration: none;
  transition: color 0.22s;
  border-radius: 6px;
  padding: 6px 2px;
}
.footer-nav a:hover,
.footer-nav a:focus {
  color: #B0730E;
  background: #fff;
}
.footer-contact {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: 25px;
  align-items: center;
  margin-bottom: 10px;
  color: #205072;
  font-size: 0.98rem;
}
.footer-contact img {
  vertical-align: middle;
  margin-right: 6px;
  width: 20px;
  height: 20px;
}
.footer-social {
  display: flex;
  gap: 24px;
  margin-top: 10px;
}
.footer-social a img {
  height: 28px;
  width: 28px;
  transition: filter 0.2s;
  filter: grayscale(25%);
}
.footer-social a:hover img,
.footer-social a:focus img {
  filter: none;
}

/* COOKIE CONSENT BANNER —––––––––––––––––––––––––––––––– */
.cookie-banner {
  position: fixed;
  left: 0; right: 0;
  bottom: 0;
  width: 100vw;
  background: #fff;
  box-shadow: 0 -2px 24px rgba(32,80,114,0.13);
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: center;
  gap: 32px;
  padding: 26px 16px 20px 16px;
  z-index: 1200;
  font-size: 1rem;
  font-family: 'Open Sans', Arial, sans-serif;
  opacity: 0;
  pointer-events: none;
  transform: translateY(100%);
  transition: opacity 0.3s, transform 0.45s cubic-bezier(.5,1.3,.53,1);
}
.cookie-banner.visible {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}
.cookie-banner p {
  color: #205072;
  flex: 1 1 auto;
  margin: 0 20px 0 0;
  font-size: 1rem;
}
.cookie-banner-buttons {
  display: flex;
  gap: 18px;
}
.cookie-btn {
  padding: 9px 22px;
  background: #205072;
  color: #fff;
  border: none;
  border-radius: 8px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  transition: background 0.2s, box-shadow 0.14s, transform 0.13s;
  box-shadow: 0 1.5px 8px rgba(32,80,114,0.07);
}
.cookie-btn.cookie-settings {
  background: #F7F7F7;
  color: #205072;
  border: 1px solid #dadada;
}
.cookie-btn.cookie-reject {
  background: #fff;
  color: #205072;
  border: 1px solid #ccc;
}
.cookie-btn:hover,
.cookie-btn:focus {
  background: #B0730E;
  color: #fff;
  transform: translateY(-1px) scale(1.01);
}
.cookie-btn.cookie-settings:hover,
.cookie-btn.cookie-settings:focus {
  background: #205072;
  color: #fff;
}
.cookie-btn.cookie-reject:hover,
.cookie-btn.cookie-reject:focus {
  background: #B0730E;
  color: #fff;
}

/* COOKIE SETTINGS MODAL */
.cookie-modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(32,80,114,0.17);
  z-index: 1300;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.24s;
}
.cookie-modal-overlay.visible {
  opacity: 1;
  pointer-events: auto;
}
.cookie-modal {
  background: #fff;
  border-radius: 18px;
  max-width: 370px;
  padding: 30px 28px 22px 28px;
  box-shadow: 0 8px 56px rgba(32,80,114,0.19);
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 22px;
}
.cookie-modal h2 {
  font-size: 1.22rem;
  margin-bottom: 8px;
}
.cookie-category {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 14px;
  margin-bottom: 14px;
}
.cookie-category input[type="checkbox"] {
  width: 20px;
  height: 20px;
  accent-color: #205072;
  cursor: pointer;
}
.cookie-category label {
  font-size: 1rem;
  color: #205072;
}
.cookie-category.essential label {
  font-weight: 600;
  color: #B0730E;
}
.cookie-modal-actions {
  display: flex;
  flex-direction: row;
  gap: 12px;
  margin-top: 9px;
  justify-content: flex-end;
}
.cookie-modal-close {
  position: absolute;
  top: 14px;
  right: 14px;
  background: transparent;
  border: none;
  font-size: 1.45rem;
  color: #205072;
  cursor: pointer;
  padding: 4px 8px;
  border-radius: 6px;
}
.cookie-modal-close:hover,
.cookie-modal-close:focus {
  background: #F7F7F7;
}

/* MISCELLANEOUS —–––––––––––––––––––––––––––––––––––––––– */
::-webkit-input-placeholder { color: #90a0ae; opacity:1; }
::-moz-placeholder { color: #90a0ae; opacity:1; }
:-ms-input-placeholder { color: #90a0ae; opacity:1; }
::placeholder { color: #90a0ae; opacity:1; }

hr {
  border: none;
  border-top: 1px solid #ebebeb;
  margin: 40px 0;
}

/* SPACING UTILS —–––––––––––––––––––––––––––––––––––––––– */
.mb-0 { margin-bottom: 0 !important; }
.mb-2 { margin-bottom: 8px !important; }
.mb-3 { margin-bottom: 12px !important; }
.mb-4 { margin-bottom: 28px !important; }
.mb-5 { margin-bottom: 40px !important; }
.pt-2 { padding-top: 8px !important; }
.pt-3 { padding-top: 20px !important; }
.pt-4 { padding-top: 28px !important; }

/* RESPONSIVE DESIGN —––––––––––––––––––––––––––––––––––– */
@media (max-width: 768px) {
  .container {
    padding: 0 8px;
  }
  section {
    padding: 30px 8px;
    margin-bottom: 36px;
  }
  .header-container {
    padding: 8px 8px;
  }
  .feature-grid,
  .card-container,
  .blog-list,
  .content-grid {
    flex-direction: column;
    gap: 18px;
  }
  .feature-item,
  .blog-post {
    min-width: unset;
    width: 100%;
    padding: 18px 12px;
  }
  .footer-contact,
  .footer-nav nav,
  .footer-social {
    flex-direction: column;
    gap: 10px;
    align-items: flex-start;
  }
  .testimonial-card {
    padding: 18px 10px;
  }
  .text-image-section {
    flex-direction: column !important;
    gap: 20px;
    align-items: flex-start;
  }
  .cookie-banner {
    flex-direction: column;
    gap: 18px;
    padding: 16px 4px 13px 4px;
    text-align: left;
  }
  .cookie-modal {
    max-width: 96vw;
    padding: 22px 8px 16px 10px;
  }
}

/* HIGH CONTRAST FOR TESTIMONIALS ON DARK BG (IF USED) —–––– */
.testimonial-card {
  background: #F7F7F7;
  color: #205072;
}

/* END */